The Legal Strength of the Reconciliation Deed between the Policyholder and the Insurance Company with License Revocation

Authors

  • Afrialdo Siagian Universitas Padjadjaran, Kab. Sumedang, Jawa Barat

DOI:

https://doi.org/10.46924/jihk.v1i2.157

Keywords:

Reconciliation Deed, Insurance Claim, Revocation of Business License

Abstract

The purpose of this study is to analyze the legal strength of the peace deed between the insurer and the insured during revocation of the insurance company's business license and to analyze the implementation of claim payments to the insured party based on the deed. Based on the current study, it can be concluded that the peace deed is acceptable as legal force even though it takes into account the good intentions of the parties. The implementation of the fulfillment of compensation for insurance claims needs to be followed by the dissolution of the legal entity and the appointment of a liquidator team as stipulated in Article 44 of the Insurance Law. The liquidator team needs to correct the good faith of the parties based on the deed. In addition, revisions are made to the provisions for revocation of business licenses accompanied by the dissolution of the insurance company legal entity and the appointment of a liquidation team by the Financial Services Authority (OJK) if it is deemed to endanger the interests of policy holders as regulated in Article 71 paragraph (3) of the Insurance Law.

Downloads

Download data is not yet available.

References

Jurnal
Badruttamam, Fachrurroji, Juju Jumena, and Faqiuddin Abdul Kodir. “Kekuatan Hukum Akta Dibawah Tangan Yang Disahkan Notaris Sebagai Akta Otentik Dalam Pembuktian Perkara Perdata.” Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah 4, no. 1 (2019): 59–74. http://dx.doi.org/10.24235/jm.v4i1.4302.
Firmansyah, Yanuar Rozi. “Kekuatan Hukum Akta Perdamaian Yang Dibuat Dihadapan Notaris Dan Putusan Akta Perdamaian Pengadilan.” Jurnal Cakrawala Hukum 8, no. 2 (2017): 220–29. https://doi.org/10.26905/idjch.v8i2.2114.
Hafid, Ibrahim. “Analisis Tata Kelola Keuangan Asuransi Jasa Dalam Menilai Kinerja Operasional Usaha Secara Periodik.” Jurnal Keuangan Dan Perbankan 20, no. 1 (2016): 50–62. https://doi.org/10.26905/jkdp.v20i1.148.
Hasanah, Raudhotul Miul, and Ely Siswanto. “Kinerja Perusahaan Asuransi Jiwa Konvensional Di Indonesia Periode 2015-2018.” Jurnal Riset Manajemen Sains Indonesi A 10, no. 1 (2019): 96–124. http://journal.unj.ac.id/unj/index.php/jrmsi/article/view/10489.
Ikram, Fadhli Dzil, Rinitami Njatrijani, and Sartika Nanda Lestari. “Perlindungan Hukum Kepada Tertanggung PT Maa General Assurance Dalam Hal Dicabutnya Izin Usaha Perusahaan Oleh Otoritas Jasa Keuangan (OJK).” Diponegoro Law Journal 5, no. 4 (2016): 1–21. https://ejournal3.undip.ac.id/index.php/dlr/article/view/13740.
Muljono, Bambang Eko. “Kekuatan Pembuktian Akta Dibawah Tangan.” Jurnal Independent 5, no. 1 (2017): 1–6. https://doi.org/10.30736/ji.v5i1.59.
Muniarti, Rilda. “Relevansi Dan Kekuatan Hukum Akta Perdamaian Dalam Penyelesaian Sengketa Di Bidang Ekonomi.” FIAT JUSTISIA: Jurnal Ilmu Hukum 9, no. 1 (2015): 89–102. https://doi.org/10.25041/fiatjustisia.v9no1.590.
Ramadhita, Savitri, Budiharto Budiharto, and Sartika Nanda Lestari. “Perlindungan Hukum Terhadap Investor Atas Pencabutan Izin Usaha Perusahaan Sekuritas Oleh Otoritas Jasa Keuangan (Kasus PT Brent Securities).” Diponegoro Law Journal 8, no. 3 (2019): 2367–86. https://ejournal3.undip.ac.id/index.php/dlr/article/view/24543.
Rismadewi, Avina, and Anak Agung Sri Utari. “Kekuatan Hukum Dari Sebuah Akta Di Bawah Tangan.” Jurnal Kertha Semaya 3, no. 3 (2015): 1–10. https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/13169.
Saputro, Firdaus Budhy. “Pengaruh Risk Based Capital Dan Beban Klaim Terhadap Laba Pada Perusahaan Asuransi Jiwa Periode 2014-2016.” Jurnal Ilmiah Semarak 1, no. 3 (2018): 88–106. http://dx.doi.org/10.32493/smk.v1i3.2253.
Sasauw, Christin. “Tinjauan Yuridis Tentang Kekuatan Mengikat Suatu Akta Notaris.” Lex Privatum 3, no. 1 (2015): 98–109. https://ejournal.unsrat.ac.id/index.php/lexprivatum/article/view/7030.
Buku
Garner, Bryan A. Black’s Law Dictionary. 7th ed. New York: West Group, 1999.
Harahap, Muhammad Yahya. Hukum Acara Perdata: Tentang Gugatan, Persidangan, Penyitaan, Pembuktian, Dan Putusan Pengadilan. Jakarta: Sinar Grafika, 2016.
———. Hukum Perseroan Terbatas. Edited by Tarmizi Tarmizi. 1st ed. Jakarta: Sinar Grafika, 2011.
Muhammad, Abdul Kadir. Hukum Asuransi Indonesia. 4th ed. Bandung: PT Citra Aditya Bakti, 2015.
Mulhadi, Mulhadi. Dasar-Dasar Hukum Asuransi. 1st ed. Medan: PT. Raja Grafindo Persada, 2017.
Salim HS, Hairus. Teknik Pembuatan Akta Satu: Konsep Teoritis, Kewenangan Notariis Bentuk Dan Minuta Akta. 2nd ed. Jakarta: PT. Raja Grafindo Persada, 2016.
Sastrawidjaja, Man Suparman, and Endang Endang. Hukum Asuransi Perlindungan Tertanggung, Asuransi Deposito, Usaha Perasuransian. 2nd ed. Bandung: Bandung Alumni, 2013.
Sinaga, Valerie Selvie. Analisa Putusan Kepailitan Pada Pengadilan Niaga Jakarta Kumpulan Makalah Seri Workshop Kepailitan. Jakarta: Unika Atma Jaya, 2005.

Published

2020-01-30

How to Cite

Siagian , A. . (2020). The Legal Strength of the Reconciliation Deed between the Policyholder and the Insurance Company with License Revocation. Jurnal Ilmu Hukum Kyadiren, 1(2), 178–188. https://doi.org/10.46924/jihk.v1i2.157