Limitations on the Use of Emergency Contact Data in Fintech Lending under the Personal Data Protection Act. JIHK, [S. l.], v. 8, n. 1, p. 141–157, 2026. DOI: 10.46924/jihk.v8i1.437. Disponível em: https://journal.stihbiak.ac.id/index.php/kyadiren/article/view/437. Acesso em: 21 may. 2026.